:root{--red:#ef3227;--red2:#ff5448;--ink:#111214;--coal:#1c1e20;--paper:#f1f0eb;--white:#fbfaf6;--muted:#72767a;--line:#d8d6cf;--green:#2f9a66}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,Arial,sans-serif;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
button,input{font:inherit}
button{color:inherit}
.topbar{height:72px;padding:0 max(20px,5vw);display:flex;align-items:center;justify-content:space-between;color:#fff;background:var(--ink);border-bottom:1px solid #ffffff1c}
.logo{display:flex;align-items:center;gap:11px}
.logo-mark{width:42px;height:42px;display:grid;place-items:center;color:#fff;background:var(--red);font-weight:950;letter-spacing:-.08em;transform:skew(-6deg)}
.logo>span:last-child{display:grid;gap:2px}
.logo strong{font-size:13px;letter-spacing:.13em}
.logo small{color:#aeb1b2;font-size:8px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.top-phone{display:grid;justify-items:end;gap:3px}
.top-phone small{color:#aeb1b2;font-size:8px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.top-phone strong{font-size:12px;letter-spacing:.05em}
.compact-page{width:min(1180px,calc(100% - 40px));margin:0 auto;padding:50px 0 34px}
.compact-intro{margin-bottom:28px;display:grid;grid-template-columns:1fr auto;align-items:end;column-gap:40px}
.kicker{grid-column:1/-1;display:flex;align-items:center;gap:10px;margin:0 0 12px;color:#686c6e;font-size:9px;font-weight:850;letter-spacing:.18em;text-transform:uppercase}
.kicker span{width:30px;height:3px;background:var(--red)}
.kicker.dark{color:#686c6e}
.compact-intro h1{margin:0;font-size:clamp(42px,5.5vw,72px);line-height:.88;letter-spacing:-.065em;text-transform:uppercase}
.compact-intro h1 em{color:var(--red);font-style:normal}
.compact-intro>p:last-child{max-width:330px;margin:0 0 4px;color:var(--muted);font-size:13px;line-height:1.55}
.calculator-shell{display:grid;grid-template-columns:1.18fr .82fr;background:#fff;box-shadow:0 24px 70px #17191b12}
.calc-form{padding:32px 34px}
.program-row{padding-bottom:16px;display:grid;grid-template-columns:1fr auto;gap:5px;border-bottom:1px solid var(--line)}
.program-row>span{grid-column:1/-1;color:var(--muted);font-size:8px;font-weight:850;letter-spacing:.13em;text-transform:uppercase}
.program-row strong{font-size:17px}
.program-row small{padding:5px 8px;color:var(--green);background:#2f9a6613;font-size:8px;font-weight:850;text-transform:uppercase}
.program-switch{margin-top:18px;display:grid;grid-template-columns:1fr 1fr;gap:7px}
.program-switch button{min-height:42px;padding:8px;border:1px solid var(--line);background:#fff;cursor:pointer;font-size:9px;font-weight:850;letter-spacing:.05em;text-transform:uppercase}
.program-switch button.active{color:#fff;border-color:var(--red);background:var(--red)}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.manual-field{margin-top:19px;display:grid;gap:7px}
.manual-field>span,.term-field legend{font-size:9px;font-weight:850;letter-spacing:.05em;text-transform:uppercase}
.manual-field>small{min-height:24px;color:var(--muted);font-size:8px;line-height:1.4}
.money-input{position:relative}
.money-input input{width:100%;height:54px;padding:0 48px 0 14px;color:var(--ink);border:2px solid #d5d3cc;background:#fff;outline:0;font-size:21px;font-weight:850}
.money-input input:focus{border-color:var(--red)}
.money-input input.locked{color:#767a7c;background:#ecebe6;cursor:not-allowed}
.money-input b{position:absolute;right:15px;top:50%;color:var(--muted);transform:translateY(-50%);font-size:17px}
.money-input input::-webkit-inner-spin-button{appearance:none}
.term-field{margin:20px 0 0;padding:0;border:0}
.term-field legend{margin-bottom:10px}
.term-buttons{display:grid;grid-template-columns:repeat(5,1fr);gap:6px}
.term-buttons button{min-height:36px;padding:7px 5px;border:1px solid var(--line);background:#fff;cursor:pointer;font-size:8px;font-weight:800}
.term-buttons button.active{color:#fff;border-color:var(--ink);background:var(--ink)}
.calc-note{margin-top:17px;padding:11px 13px;color:#686c6f;background:#f2f1ed;border-left:3px solid var(--red);font-size:9px;line-height:1.45}
.result-card{min-width:0;padding:34px;color:#fff;background:var(--coal)}
.result-card>p{margin:0 0 24px;color:#939799;font-size:9px;font-weight:800;letter-spacing:.15em;text-transform:uppercase}
.payment{padding-bottom:21px;border-bottom:1px solid #ffffff22}
.payment span{display:block;margin-bottom:7px;color:#b4b7b9;font-size:10px}
.payment strong{color:var(--red2);font-size:clamp(35px,4vw,52px);letter-spacing:-.05em}
.result-card dl{margin:14px 0 21px}
.result-card dl div{padding:10px 0;display:flex;justify-content:space-between;gap:10px;border-bottom:1px solid #ffffff18;font-size:9px}
.result-card dt{color:#aeb2b4}
.result-card dd{margin:0;font-weight:800}
.button{min-height:50px;padding:0 22px;display:inline-flex;align-items:center;justify-content:center;gap:20px;border:0;cursor:pointer;font-size:9px;font-weight:850;letter-spacing:.1em;text-transform:uppercase;transition:.2s}
.button:hover{transform:translateY(-1px)}
.primary{color:#fff;background:var(--red)}
.primary:hover{background:var(--red2)}
.wide{width:100%}
.result-card button:disabled{opacity:.35;cursor:not-allowed}
.result-card>small{margin-top:11px;display:block;color:#8e9294;font-size:8px;line-height:1.45}
.simple-terms{padding:17px 20px;display:flex;flex-wrap:wrap;gap:7px 13px;color:#5f6365;border:1px solid var(--line);border-top:0;background:#eae9e4;font-size:9px;line-height:1.45}
.simple-terms strong{color:var(--ink);text-transform:uppercase}
footer{min-height:64px;padding:18px max(20px,5vw);display:flex;align-items:center;justify-content:space-between;gap:20px;color:#fff;background:#090a0b;font-size:9px}
footer strong{letter-spacing:.12em}
footer a{font-weight:850;letter-spacing:.04em}
footer span{color:#777b7d}
dialog{width:min(680px,calc(100% - 30px));padding:0;border:0;background:var(--white);box-shadow:0 30px 110px #0008}
dialog::backdrop{background:#08090ad9;backdrop-filter:blur(7px)}
.application-form{position:relative;padding:38px}
.application-form h2{margin:0 0 10px;font-size:38px;letter-spacing:-.05em;text-transform:uppercase}
.form-lead{margin:0 0 22px;color:var(--muted);font-size:11px}
.close{position:absolute;right:14px;top:14px;width:38px;height:38px;color:#fff;border:0;background:var(--ink);cursor:pointer;font-size:24px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.application-form>label,.form-grid label{display:grid;gap:7px;margin-bottom:12px;color:#62676a;font-size:8px;font-weight:850;letter-spacing:.08em;text-transform:uppercase}
.application-form input{width:100%;padding:13px;color:var(--ink);border:1px solid #ceccc5;background:#fff;outline:0;font-size:12px;text-transform:none}
.application-form input:focus{border-color:var(--red)}
.consent{grid-template-columns:18px 1fr;align-items:start;text-transform:none!important;line-height:1.5}
.consent input{width:16px;height:16px;padding:0;accent-color:var(--red)}
.application-summary{margin:14px 0;padding:14px;display:flex;justify-content:space-between;gap:10px;color:#fff;background:var(--coal);font-size:10px}
.application-form>small{display:block;margin-top:10px;color:var(--muted);font-size:8px;line-height:1.45}
.toast{position:fixed;z-index:300;right:20px;bottom:20px;max-width:380px;padding:14px 17px;color:#fff;background:var(--ink);border-left:4px solid var(--red);box-shadow:0 15px 45px #0004;font-size:10px;transform:translateY(30px);opacity:0;pointer-events:none;transition:.2s}
.toast.show{transform:none;opacity:1}
@media(max-width:820px){.compact-page{width:min(100% - 28px,650px);padding:30px 0 24px}.compact-intro{margin-bottom:20px;display:block}.compact-intro h1{font-size:48px}.compact-intro>p:last-child{margin-top:14px}.calculator-shell{grid-template-columns:1fr}.calc-form,.result-card{padding:26px 22px}.result-card>p{margin-bottom:17px}.payment strong{font-size:42px}}
@media(max-width:520px){.topbar{height:64px;padding:0 14px}.logo-mark{width:38px;height:38px}.logo strong{font-size:11px}.logo small{font-size:7px}.top-phone small{display:none}.top-phone strong{font-size:9px;letter-spacing:0}.compact-page{width:calc(100% - 24px);padding:22px 0 18px}.compact-intro{margin-bottom:16px}.kicker{margin-bottom:9px}.compact-intro h1{font-size:39px;line-height:.9}.compact-intro>p:last-child{margin-top:10px;font-size:11px}.calc-form,.result-card{padding:21px 16px}.program-row{padding-bottom:13px}.program-switch{margin-top:14px}.field-grid{grid-template-columns:1fr;gap:0}.manual-field{margin-top:14px}.manual-field>small{min-height:0}.money-input input{height:50px;font-size:20px}.term-field{margin-top:17px}.term-buttons{grid-template-columns:repeat(5,1fr);gap:5px}.term-buttons button{min-height:34px;padding:5px 2px;font-size:7px}.calc-note{margin-top:14px}.result-card{padding-top:24px}.payment{padding-bottom:17px}.payment strong{font-size:39px}.result-card dl{margin:11px 0 17px}.result-card dl div{padding:8px 0}.simple-terms{padding:14px 15px}footer{min-height:58px;padding:16px 14px;align-items:flex-start;flex-direction:column;gap:5px}.application-form{padding:34px 18px 22px}.application-form h2{font-size:32px}.form-grid{grid-template-columns:1fr}.application-summary{align-items:flex-start;flex-direction:column;gap:6px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}